Terms and Conditions of Use

1. Acceptance of terms

By accessing rfacdn.nz (the "Site") you accept these Terms and Conditions in full. If you do not accept any part of these terms, you must not use the Site. Continued use of the Site after any updates to these terms constitutes acceptance of the revised terms. You must be at least eighteen (18) years of age to use this Site, as the subject matter relates to gambling and is intended exclusively for adult audiences in New Zealand and other jurisdictions where access to such content is lawful.

2. Editorial scope

rfacdn.nz publishes editorial reviews, opinion pieces, comparison content and explainers relating to online casino operators that accept New Zealand residents. Our coverage focuses on withdrawal speed, payment methods, licensing, KYC practices and the New Zealand regulatory context — including the Gambling Act 2003 and the Online Casino Gambling Act 2026 — as they affect Kiwi players.

The content on this Site is editorial commentary only. It does not constitute, and must not be interpreted as, legal advice, financial advice, tax advice, gambling advice, harm-reduction counselling, or a regulated financial or gambling product. We are not a licensed gambling operator, we do not offer gambling services, we do not accept stakes, and we do not hold or process player funds. We are not a licensed adviser of any kind.

Readers remain solely responsible for reading, understanding and accepting the terms and conditions of any third-party operator they visit through links on this Site. Operators publish their own terms covering deposits, withdrawals, wagering requirements, bonus eligibility, KYC documentation, dormant accounts, dispute resolution and many other matters. Those operator terms govern the contractual relationship between the operator and the player, not us. Nothing we publish overrides, modifies or supplements an operator's own terms.

3. Affiliate disclosure

rfacdn.nz participates in affiliate marketing programmes operated by third-party online casinos and affiliate networks. This means that certain outbound links on this Site are tracked — when you click such a link and subsequently sign up, deposit or play at the destination operator, we may receive a referral commission from that operator or its affiliate network. Commission may be a one-off payment, a revenue share, a cost-per-acquisition fee, or a hybrid arrangement.

Important clarifications about this commercial relationship:

• Using an affiliate link does not change the price, the bonus, the terms, or any other condition that you, the reader, see at the operator. The commission is paid by the operator out of its own marketing budget.
• Commercial relationships are disclosed in this section, in the sitewide footer, and in the disclosure box on each individual review page.
• Commercial relationships do not control our rankings. Brands are scored editorially against our published methodology before commercial terms are finalised, and we publish, demote, or unpublish brands on the basis of measured performance — not on the size of the commission they offer.
• We maintain an internal list of operators we will not promote on any commercial basis, regardless of commission offered, where documented payout failures, licence revocations, sanctioned conduct or predatory terms warrant exclusion.

Full editorial-independence statement: see our About page.

4. No warranty as to operator accuracy

All content on rfacdn.nz is believed by us to be accurate at the date of publication or, where present, the "last verified" stamp on the page. However, the online-casino industry moves quickly. Operator terms, payout times, payment-method availability, bonus offers, licensing status, ownership, KYC requirements, jurisdictional restrictions and a great many other variables can and do change without notice — sometimes overnight, sometimes silently.

Accordingly, we provide the content of this Site on an "as is" and "as available" basis without warranties of any kind, express or implied, to the maximum extent permitted by New Zealand law. We do not warrant that the information presented is current, complete, error-free, or fit for any particular purpose. We do not warrant that any operator linked from this Site will accept you as a customer, will honour bonuses or withdrawals as described, or will continue to operate at all.

The reader is solely responsible for verifying the current terms and conditions, current payout times, current licensing status and current jurisdictional acceptance of any operator before depositing funds or otherwise relying on our coverage. Before you play, read the operator's own terms in full. Where there is any conflict between our editorial summary and the operator's published terms, the operator's published terms govern your relationship with that operator.

5. Limitation of liability

To the maximum extent permitted by New Zealand law, rfacdn.nz, its editors, contributors, owners and agents are not liable for any direct, indirect, incidental, special, consequential, punitive or exemplary losses or damages arising out of, or in connection with, your use of this Site or any operator service you access via this Site. This expressly includes — without limitation — losses arising from gambling itself, lost deposits, withheld withdrawals, bonus disputes, operator insolvency, account closures, payment-rail failures, KYC rejections, and exchange-rate or cryptocurrency volatility.

Gambling involves real financial risk. By choosing to deposit at any operator, you accept that risk in full and you do so at your own risk. rfacdn.nz is an editorial publication and is not a gambling service. We do not hold player funds. We do not facilitate gambling transactions. We do not act as agent or intermediary between you and any operator. Your contractual counterparty when you gamble is the operator itself, and any dispute arising from gambling activity is between you and that operator, subject to that operator's terms and the rules of the operator's licensing jurisdiction.

Nothing in these terms limits any non-excludable consumer rights you may have under New Zealand law. Where any provision of these terms is found to be unenforceable, the remainder shall continue in effect.

6. Intellectual property

All original text, editorial copy, methodology, structured data and schema, rating frameworks, layouts and design elements published on rfacdn.nz are the intellectual property of rfacdn.nz and are protected by New Zealand and international copyright law. You may quote short, attributed excerpts for the purposes of review, criticism, news reporting or research, consistent with the fair-dealing provisions of the Copyright Act 1994 (NZ).

Operator brand names, logos, trademarks and game artwork referenced or displayed on this Site remain the property of their respective owners. They are reproduced editorially under fair-dealing principles for the purpose of identification, comparison and review. No endorsement by, sponsorship of, or affiliation with any operator is implied by the presence of such marks on this Site beyond what is expressly disclosed in the affiliate-disclosure section above.

7. User conduct

You agree not to scrape, copy, mirror, harvest, republish, sell or otherwise commercially exploit any content from rfacdn.nz without our prior written permission. You agree not to use automated tools — scrapers, crawlers, bots, headless browsers or similar — to access or extract content from the Site in a way that violates our robots.txt directives or imposes an unreasonable load on our infrastructure. You agree not to attempt to compromise the security or integrity of the Site, including by attempting unauthorised access, injecting malicious code, or circumventing access controls.

8. Privacy

Your use of this Site is also governed by our Privacy Policy, which sets out how we handle personal information consistent with the New Zealand Privacy Act 2020. The Privacy Policy is incorporated into these terms by reference. We also publish a separate Cookie Policy explaining the limited technical and analytics cookies the Site uses, if any, and how you can control them in your browser.

9. Changes to these terms

We may update these Terms and Conditions from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Material changes will be flagged via the Site. Continued use of the Site after a change takes effect constitutes acceptance of the revised terms. If you do not accept a revised version, you must cease using the Site.

10. Governing law and jurisdiction

These Terms and Conditions, and any dispute arising out of or in connection with them or your use of the Site, are governed by the laws of New Zealand. You and we agree to submit to the exclusive jurisdiction of the courts of New Zealand in respect of any such dispute, including, where relevant, the Disputes Tribunal Te Taraipiunara Whakatau Tautohe and the District Court of New Zealand.

If you access the Site from a jurisdiction other than New Zealand, you do so on your own initiative and you accept that these terms — including the governing-law and jurisdiction provisions — apply to your use of the Site. You are responsible for ensuring that your use of the Site, and any subsequent use of operator services you reach via the Site, complies with the laws of your own jurisdiction.

11. Contact

Questions, corrections or notices under these terms: [email protected]. We aim to respond within three (3) New Zealand business days. For privacy-specific matters please use [email protected].

If gambling is harming you or your whānau, please do not email us — call the free, confidential, 24/7 NZ Gambling Helpline on 0800 654 655, text 8006, or visit gamblinghelpline.co.nz. They are the people trained to help, and they are available right now.